Compare and Contrast Them Versus Us
THEM: They’re not legally expected act in your best interest both today and tomorrow – only to do what is suitable for you at the moment. They are doing bare minimum.
US: We’re fiduciaries, legally bound to always act in your best interest.
THEM: They talk to you about proprietary products that are labeled as financial planning, even if they’re not what’s best for you. It's only what they are able to sell.
US: We don’t load up your plan with proprietary products. Instead, we work with you to build a plan and portfolio that suits you and your needs.
THEM: Your investments could be subject to higher hidden fees, revenue sharing paid to their managers or owners and commissions based on your actions.
US: We have a simple, transparent fee structure with a flat fee for financial planning and portfolio management fees determined by the amount of assets we manage on your behalf.
THEM: Additional services are passed along to managers or connected companies, often under one common ownership, with a kickback or extra revenue to the referring professional.
US: We offer comprehensive services, including financial planning, estate planning, investment management, tax planning and more.
THEM: Their team may not have the education and experience your wealth and situation requires to help you navigate the future.
US: Your team will include a CERTIFIED FINANCIAL PLANNER™ practitioner and a CPA together with coordinating with your attorney and other professionals.