Hello Hello
Welcome
At OverShare Advice and Planning, LLC, you will enjoy the benefits of both personalized financial planning and investment management with opportunities for personal financial education and a human connection.
Meet The CEO
CEO and Financial Planner
Mike Kurz, CPWA®, CIMA®, RMA®, CFP®, CAIA
-25-plus years of experience in the world of Wealth Management
-Master of Legal Studies, Texas A&M University School of Law
-Delivers formalized Financial Planning
-Creates Income Tax and Estate Tax Strategies
-Charitable Giving and Philanthropic Planning
-Management of investment accounts, retirement income and hedging strategies
-Family Mission Statements and Generational Wealth Structures
Visit Mike's LinkedIn Profile and YouTube Channel to get to know his background and approach. In addition to his role as a Financial Planner, Mike serves as the Managing Director of Programs for a Nonprofit Organization delivering advanced education to financial advisors nationwide.
Your Financial Planning Process
-Multi-Step Planning Process
-Focused on your priorities
-Understanding your current financial situation
-Building a clear map for your pathway forward
-State of the art financial planning online tools
-Encrypted document sharing portal
What You Should Expect
-Conversational approach to your financial planning and investment discussions to better understand your situation and opportunities.
-Open discussions and candid interactions mostly over Zoom and when necessary, in person.
-Engagement with private education on both the advantages and trade-offs for your critical decisions.
The name "Over Share" reflects our commitment to transparency, client-centered disclosure, and open communication. This unbiased approach ensures that every conversation with our clients amplifies their success by fostering trust, clarity, confidentiality and meaningful collaboration.
Certifications
Mike's Certifications & Educational Focus
At the heart of my work is a deep commitment to financial education—empowering individual investors, multi-generational families, and financial professionals to make confident, well-informed decisions as a result of educational experiences. With over two decades in the financial services industry, I’ve pursued and earned many of the most respected professional designations in the wealth management industry to support this mission:
- CFP® (CERTIFIED FINANCIAL PLANNER™) – Fundamental understanding of comprehensive financial planning for individuals and families across all life stages.
- CIMA® (Certified Investment Management Analyst®) – Specialization in advanced portfolio construction, behavioral finance, asset allocation, and investment consulting.
- CPWA® (Certified Private Wealth Advisor®) – Focused knowledge in the complexities of managing the wealth of high-net-worth individuals, including tax strategies, estate planning, and legacy issues.
- RMA® (Retirement Management Advisor®) – Retirement income planning with an emphasis on risk management, income sustainability, and retirement lifestyle goals.
- CAIA (Chartered Alternative Investment Analyst) – In-depth understanding of alternative investments including private equity, real assets, and hedge funds.
These credentials reflect more than technical expertise—they demonstrate a lifelong commitment to learning and a deep passion for sharing knowledge with others. Whether helping clients and their families navigate their financial lives with clarity and purpose or coaching financial advisors to elevate their skills and client impact, I believe education is the most powerful tool for achieving lasting financial success.
From foundational literacy to advanced strategies, my approach bridges deep technical insight with practical application—translating complexity into clarity for every audience I serve. Not a client or advisor? No problem. I also offer online education programs specifically designed for those seeking knowledge, not advice.
Academic Background and Advanced Degrees
In the early days, I began reading about financial services in middle school and completed my Bachelor of Business Administration in Finance from Midwestern State University, earned in the late 1990s. In 2025, I completed a Master of Legal Studies with a concentration in Wealth Management from Texas A&M University School of Law, which ranked #22 among national law schools that year, according to U.S. News & World Report. Gig 'em, Aggies!
Driven by a passion for education and meaningful engagement with both advisors and clients, I was accepted into the Doctor of Education program (Ed.D.) at Vanderbilt University’s Peabody College in the summer of 2025. My focus for this three year program centers on Leadership and Learning in Organizations. This program aligns with my strengths as a teacher and coach to other financial advisors, while further developing my leadership abilities to positively impact the advisor community, students, and clients alike. Feel free to check in and ask how the doctoral program is progressing as I am navigating the course work now.
Offerings Available for You
Your Financial Planning Choices
Quick Start Financial Plan
$4500
One-Time Financial Plan - Getting You Started and On Track Quickly.
Includes the primary areas of concern that typically address: investment planning, income tax planning, saving for education, estate planning discussions, concerns over personal or financial risks along with retirement savings and financial planning projections driven by quality third-party financial planning software.
Retirement Income Plan
$5500
Only for Clients nearing or in Retirement (Financial Independence) with a focus on income and expense planning. The needs are most often around difficult choices with Social Security Benefits, health care coverage, long-term care decisions and shifting from accumulation throughout the working years to decumulation in retirement.
Custom Planning Projects
Quote Provided
For highly complex issues, business sales or acquisitions, specialty client situations a proposal and quoted fee will be provided after a complimentary initial consultation. For reference, Custom Planning Project fees range from $7,500-$15,000
Investment Advisory, Portfolio Construction and Ongoing Management
Quarterly Advisory Fees
For Clients seeking a full-time advisor to manage all or a portion of existing or future investment, trust and retirement accounts through Charles Schwab Advisor Services with Mike as your advisor. Fee Schedule discussed during complementary initial consultation and listed on Form ADV.
Review the OverShare Advice and Planning, LLC Disclosure Brochure (Form ADV Part 2 Document) for more details.
Dedicated Educational Pathway to Serve Clients Better
Mike with Dean Ahdieh at Aggie Graduation
Master of Legal Studies, Wealth Management
Master of Legal Studies, Wealth Management
Master of Legal Studies, Wealth Management
Master of Legal Studies, Wealth Management
Master of Legal Studies, Wealth Management
Vanderbilt University Doctoral Program
Master of Legal Studies, Wealth Management
Vanderbilt University Doctoral Program
Fun Out of the Office
Cycling
Cycling
Cycling
Fishing
Cycling
Cycling
Riding
Golfing
Golfing
Golfing
Golfing
Golfing
When you are ready to say "Hello"...
OverShare Advice and Planning, LLC
Mike Kurz, CPWA®, CIMA®, RMA®, CFP®, CAIA
6136 Frisco Square Blvd, Suite 400 #1099, Frisco, TX 75034
Please leave a voice mail message or send a note as we rarely accept unscheduled phone calls: 469-777-6559 - mike@overshareadvice.com
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