We believe most financial advisors are 90% the same and all say they provide about the same offerings.
We aspire to be more.
Our CEO has a long history of working in the financial advisor community and recognizes many great people that serve to provide products or services to clients. OverShare Advice and Planning, LLC has been built as a financial planning firm delivering comprehensive and documented Advanced Financial Planning. We are a "Fee-Only" shop. You should investigate what that means. We strongly believe that independence of thought, objectivity of advice and creativity of strategies drives our engagement with clients.
Like many Certified Financial Planners TM, we build your financial plan to encompass all areas of your financial life along with building an asset allocation strategy and implementation of your investment accounts. We value the knowledge gained through education, designations and certifications to learn strategies used in your financial planning recommendations.
The final 10% will be the difference.
We believe in documenting how we see the world so you can easily determine if it is a fit and a match for you. You can get to know all there is to know about our approach by reading our three Firm Documents on our Core Beliefs, Hemispherical Mapping and Scoring along with our Portfolio Foundations paper.
There is flexibility in how we work with you. You have choice in how to engage. We can dig into advanced financial planning utilizing our Smart Tech to build a comprehensive Financial Plan together with our Hemispherical Mapping and Scoring. As a second step, you can choose to keep your existing accounts with your current financial advisors or custodians. Assuming you meet our minimum asset size, you may also choose to have OverShare Advice and Planning, LLC take responsibility for the daily responsibility and ongoing management of specific investment and trust accounts.
We work with you on the complexities of your financial lives that may include Trusts, Charitable Giving and Philanthropy, Income Tax Strategies, Company Stock and Stock Options or the design of a Business Retirement or Pension Plan.
We have built a service offering for a select group of Client Families and have only fifty seats available for long-term partnerships with these Client Families. Each year we only accept a small number of new relationships. This provides us the valuable time to dedicate and dig deeper with plans of providing you a Client Experience you value and one that you find valuable.
We have strong Core Beliefs and Guiding Principles that have been forged over twenty years in the financial services industry. We value technical knowledge and the ability to pair that with emotional intelligence to be a positive contributor in the lives of our Client Families.
We love being Planners!
We believe smart technology will evolve how we serves Clients. No longer is there value in placing a trade or calling with a stock idea. No longer is it convenient for clients to take a half of a day to drive to an office downtown to have a conversation that could have easily been handled with a video conference. We are challenging ourselves to exceed expectations and to be energized every day.
Our CEO has spent much of his twenty years of financial services experience coaching and mentoring financial advisors, planners, CFP(R) practitioners, wealth managers and securities licensed CPAs on how to deliver value to the client relationship; above and beyond that of what the typical advisor is expected to provide.
We believe our greatest capability will be in holding our firm to the highest standards, to seek out the technical knowledge deep in the details and to approach the world with energy and creativity to solve the most complex of Client opportunities.
A Note from Our CEO
Dear Clients, Friends and Family,
Altogether, it has been over 20 years of dedication to investors and financial planning clients along with a long list of Financial Advisors and CPAs across the country. In the process, I have made many great friends and important relationships. Along the way, these wonderful people have been the inspiration and motivation that has challenged us to be more, dig deeper and strive to have a greater impact.
In the early years, I began as a financial advisor working with primarily smaller clients and then working with larger net worth investors over time. This sparked an interest in more education and technical skills to boost the strength to serve Client Families with more complex financial situations and larger estates with profound legacy planning needs. I absolutely loved it!
Together with technical skills instruction through programs for designations, licenses, certifications, conferences and continuing education along with an emphasis on the psychology of investors and behavioral finance management have provided a critical spark that spawned the Hemispherical Mapping and Scoring Method we believe is a powerful foundation to our firm's approach. To thrive in serving Clients, a dedication to a strong Value Foundation, a clear Vision and a steadfast Mission are key drivers by which our results can be measured.
In recent months, I have reflected on the effort it has taken to get here. To be the best team contributor and leader I could be over the years, I have traveled almost one million airline miles, driven thousands of miles behind the wheel, spent over a thousand nights away from home in hotels, countless hours in meetings and presentations and often spent as much as four thousand minutes of cell phone talk time each month encouraging investors and financial advisors.
We have adopted a commitment to technology, seeking out technical planning knowledge and early adoption of innovation in anticipation of delivering a special experience for you and our group of Client Families.
We value our adventures on two wheels and place an emphasis on serving Clients that share our love for cycling on the road or the trail, motocross, cross country and all kinds of bikes.
We have big dreams and bigger plans for serving you beyond your expectations.
Thank you to all of our Clients, Friends and Family. Wishing this to be a great year of personal growth!
Mike Kurz, CIMA®, CFP®, CAIA, CPWA®
Chief Executive Officer – Financial Planner
Mike has spent 20 years in the corporate world of Wealth Management in counselling Investors and Financial Advisors. His professional experience includes coaching on investment advisory programs, private equity, hedging strategies along with formalized Financial Planning and he often speaks at wealth management events, conferences and workshops.
Mike shares that, "The greatest pleasure in helping others encompasses using technical knowledge strengthened by creativity and shared experiences to inspire my audience to develop their personal call to action."
Education and Certifications
Mike earned his B.B.A in Finance at Midwestern State University and is an Investment Advisory Representative. In addition, he is a CERTIFIED FINANCIAL PLANNER TM designee, Certified Investment Management Analyst® professional, a Chartered Alternative Investment Analyst designee and a Certified Private Wealth Advisor® professional. Mike previously served as the founder and President of the North Texas Investment Management Consultants Association Chapter. In addition, Mike volunteers time for Financial Literacy Education and Research.
Have Fun - Stay Young!
Outside of the boardroom or classroom, Mike rides dirt bikes for fun, and enjoys cycling on both mountain bikes and road bikes. In addition, Mike is proud to be a voting member of the Choctaw Nation of Oklahoma. Mike and his wife Melinda are 16-year residents of Frisco and have enjoyed raising their two children and family dog “Baxter” in this growing North Texas community.
Certifications and Designations to Investigate
Certified Private Wealth Advisor® (CPWA®) is an advanced professional certification for advisors who serve high-net-worth clients. It’s designed for seasoned professionals who seek the latest, most advanced knowledge and techniques to address the sophisticated needs of clients with a minimum net worth of $5 million. Unlike credentials that focus specifically on investing or financial planning, the CPWA program takes a holistic and multidisciplinary approach.
Certified Investment Management Analyst® (CIMA®) certification is the peak international, technical portfolio construction program for investment consultants, analysts, financial advisors and wealth management professionals. The CIMA program is distinctive as one of only a few global certifications in financial services to meet international accreditation and quality standards for certification programs.
Chartered Alternative Investment Analyst® (CAIA®) is the globally-recognized credential for professionals managing, analyzing, distributing, or regulating alternative investments. The global authority in alternative investment education and an internationally recognized finance credential and the gateway to a network of more than 10,000 alternative investment leaders in more than 95 countries.
CERTIFIED FINANCIAL PLANNER™ (CFP®) professionals are rigorously trained in 72 areas of financial expertise and must accrue thousands of hours of experience prior to earning their certification. With a CFP® professional, you get a financial planner partner committed to working in your best interest and the confidence that comes with building a comprehensive plan. Through the Code of Ethics, CFP® practitioners agree to act fairly and diligently when providing you with financial planning advice and services, putting your interests first. The Code of Ethics states that CFP® practitioners are to act with integrity, offering you professional services that are objective and based on your needs. They are required to provide you with information about their sources of compensation and conflicts of interest in writing.
This advisor or firm’s only method of compensation is a fee - just like you compensate other professionals and firms that you rely on for specialized knowledge, advice, and services.
Paladin provides free information services to investors who rely on planners and investment advisors to help them achieve their financial goals. Paladin is the only SEC registered firm that vets, validates, and documents the quality of financial professionals and firms (since 2003).
Click Here to view Paladin’s research report for this professional or firm.