Financial Literacy - Free and Online
Financial literacy is the ability to understand and properly apply financial management and personal finance life skills. Effective financial planning, properly managing debt, understanding interest, and understanding the time value of money are characteristics of being financially literate.
Why is financial literacy important? Financial literacy is important because it equips us with the knowledge and skills we need to manage money effectively. Without it, our financial decisions and the actions we take—or don't take—lack a solid foundation for success.
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Brought to you by the SEC’s (Securities and Exchange Commission) Office of Investor Education and Advocacy, Investor.gov is your online resource to help you make sound investment decisions and avoid fraud. The SEC's Office of Investor Education and Advocacy (OIEA) is dedicated to serving the needs of individual investors.
About MyMoney.gov - This website is a product of the Congressionally chartered Federal Financial Literacy and Education Commission, which is made up of more than 20 Federal entities that are coordinating and collaborating to strengthen financial capability and increase access to financial services for all Americans. The Commission was established by the Financial Literacy and Education Improvement Act, Title V of the Fair and Accurate Credit Transactions Act of 2003 (P.L. 108-159).
About the Investor Protection Trust - The Investor Protection Trust (IPT) is a nonprofit organization devoted to investor education. The primary mission of IPT is to provide independent, objective information needed by consumers to make informed investment decisions.
Founded in 1993 as part of a multi-state settlement to resolve charges of misconduct, the Investor Protection Trust serves as an independent source of non-commercial investor education. Since 1993 the IPT has worked with the States and at the national level to provide the independent, objective investor education needed by all Americans to make informed investment decisions.
National Endowment for Financial Education (NEFE) Programs
The National Endowment for Financial Education (NEFE) provides financial education and practical information to people at all financial stages. NEFE believes that regardless of background or income level more financially informed individuals are better able to take control of their circumstances, improve their quality of life, and ensure a more stable future for themselves and their families. NEFE does not receive funding from any bank or investment firm. You can trust our unbiased resources.
Smart About Money is one of the many programs of the National Endowment for Financial Education®. NEFE® is an independent, nonprofit foundation committed to educating Americans on a broad range of financial topics and empowering them to make positive and sound decisions to reach their financial goals.
CashCourse is a free online financial education resource designed specifically for college and university students. The program takes a whole-life approach to personal finance, with resources divided into six main areas of learning.